Ridesharing services like Uber and Lyft have become increasingly popular modes of transportation in Indiana and across the country. While these services offer convenience and ease of travel, accidents can still occur. If you are a passenger involved in a car accident while using Uber or Lyft, you may wonder if you have the right to sue for damages. Understanding the legal options available to you is absolutely crucial in such situations.
First and foremost, it is important to recognize that just because Uber and Lyft have insurance coverage, it doesn’t mean they will readily pay out your claim in full. These companies and their insurers are often inclined to deny claims or settle for as little as possible to protect their financial interests. It is essential to navigate the legal process carefully and seek appropriate legal counsel.
In most instances, legal action will not be taken against rideshare companies directly. Lyft and Uber passengers are covered by the respective companies’ insurance policies, with a fixed coverage amount, per person, for injuries. This insurance plan is the primary coverage that will apply to your damages if a Lyft or Uber driver was responsible for the accident and the app was active at the time of the incident. However, it is worth mentioning that a driver’s own vehicle damages may not be covered under these policies. Nevertheless, passengers and other third parties are generally covered.
Uber and Lyft can be held partially liable for damages caused by their independent contractor drivers who are driving negligently or causing accidents. This is why these companies maintain insurance policies to cover such situations. However, when it comes to other negligent behaviors, such as forcing passengers to leave the vehicle in unsafe areas, rideshare companies may attempt to avoid liability by arguing that their drivers are independent contractors.
If you have been involved in an accident using a rideshare service or a rideshare driver has hit your vehicle, it is crucial to seek legal advice to assess your unique situation. Consulting with an attorney experienced in handling rideshare accident cases can help you determine the best course of action.
Contact an experienced attorney at Hurst Limontes and we will be happy to review your case. We work on a contingency basis, meaning there is no cost to you unless we reach a settlement or jury verdict award on your behalf.
Call 317-636-0808 or email us for a FREE and confidential consultation.