Each year, roughly 4 million people nationwide are bitten by dogs, with some of these incidents resulting in serious injury or even death. In Indiana, victims have the right to seek compensation for their damages if they are attacked by a dog or other pet. However, identifying responsible parties and pursuing damages can be challenging due to state laws pertaining to dog attacks and animal bites.

In Indiana, there is no statewide mandate for owners of specific dog breeds to carry liability insurance. However, certain cities and municipalities have enacted breed-specific regulations that may impose such requirements. For example, in Gary, there are breed-specific restrictions on pit bulls, which may include mandates for liability insurance, muzzling, or caging.

Additionally, while not legally required, many homeowners and renters insurance policies include liability coverage for dog bites and related incidents. However, insurers have restrictions concerning certain breeds deemed aggressive, which include pit bulls, rottweilers, wolf hybrids, German shepherds, and dobermans. The owners of these breeds should take specific measures to ensure they are covered in the event of an incident involving their pet. It’s important to note that failing to disclose dog ownership to your insurance company may lead to denial of coverage for dog bites and potential cancellation of your policy.

If you are attacked by a dog in Indiana and the owner does not have insurance or is underinsured, you still have legal options, although recovering compensation may be more challenging. Victims of such attacks can file a lawsuit with a personal injury lawyer against the dog owner to seek damages for medical expenses, injuries, and other losses. If the court rules in favor of the victim, they may be awarded compensation. In cases where the owner lacks assets or liability insurance, an attorney may negotiate a payment plan as part of a settlement, enabling the owner to pay the damages over time.

If you or a loved one have been the victim of a dog bite or animal attack, contact the experienced attorneys at Hurst Limontes and we will be happy to review your case. We work on a contingency basis, meaning there is no cost to you unless we reach a settlement or jury verdict award on your behalf.

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